Every invoice, quote and receipt generator stays free, with no sign-up and no watermark. Upgrade when you want invoices sent for you, clients paying by saved card, and lower fees on every payment.
Pay now fees are taken from each payment you receive. Stripe also charges its own processing fee on every plan (about 2.9% + $0.30 for cards, 0.8% max $5 for US bank transfers). Your client always pays exactly the invoice amount.
Turn on Pay now and every invoice and quote gets a secure checkout run by Stripe, on every plan, Free included. You choose which methods your clients see, and they never pay a surcharge.
Visa, Mastercard, American Express and Discover, plus Apple Pay, Google Pay, Link, Cash App Pay and Amazon Pay. One tap on a phone.
Clients pay straight from a checking account. The InvoiceTools fee is capped per payment ($5 on Free, $4 on Pro, $3 on Business), so it is the cheapest way to collect a large invoice.
Klarna, Affirm and Afterpay let a client split a bigger bill into installments while you get the full amount up front. Off until you switch it on, because these cost you about 6% a payment and Stripe approves them business by business.
Add your PayPal.Me, Venmo or Cash App handle, or Zelle and bank details, and they print on the invoice as extra ways to pay. That money goes straight to your own account with no InvoiceTools fee.
Which methods a client sees also depends on their country and device: Apple Pay shows in Safari and on iPhone, Google Pay in Chrome and on Android.
Slide to what your clients pay you each month through Pay now, then say how much of it comes by bank transfer and how big a typical invoice is. Bank transfer fees have a cap on each payment, so larger invoices pay a lower share. Stripe's own processing fee is the same on every plan, so this shows only the plan price plus the InvoiceTools fee.
Published entry-plan prices, October 2026, before launch discounts. The number in green is how much more a year each one costs than InvoiceTools Pro billed yearly.
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No. Every generator, calculator and download stays free without an account, with no watermark. Template designs are free too, with a free account. Plans raise your limit on automatic schedules, lower the Pay now fee, add autopay and your own reminder wording, and bring business features such as team seats.
Free includes 3 automatic recurring schedules, 25 AI drafts a day and your first four documents sent as a tracked link. Downloading, printing and the generators are never limited. Pro and Business raise the schedule and AI limits and have no tracked link limit.
When a client pays through Pay now, Stripe charges its own processing fee (about 2.9% + $0.30 for cards and 0.8%, max $5, for US bank transfers). InvoiceTools adds its fee on top: 1.3% card and 0.5% bank on Free, 0.8% and 0.4% on Pro, 0.3% and 0.25% on Business. The bank fee is capped at $5 on Free, $4 on Pro and $3 on Business. You, the business, pay these fees. Your client pays exactly the invoice amount.
Pro and Business each start with a 14-day free trial, once per account. You enter a card to start it and nothing is charged until the trial ends. Cancel before it ends and you pay nothing.
Yes. Paid plans renew automatically each week, month or year, depending on the period you pick, until you cancel. Cancel anytime in your account under Plan, and the plan stays active until the end of the period you already paid for.
Seasonal trades and short projects often need automatic invoicing for a few weeks, not a year. Weekly lets you pay only while the work is on, and you can switch to yearly any time to save.
On Pro and Business, your client can tick save card on the payment page. Later recurring invoices to that client are then charged to the saved card automatically. Without a saved card the client simply gets the invoice with a Pay now link.
Paid features stop at the end of the period you paid for. Your documents and data are kept. Extra businesses and team seats become read-only, never deleted.
Yes, on Business. You verify your own domain once by adding DNS records, and client emails then come from your address. On Free and Pro, emails are sent on your behalf and replies come to you.
Yes, on Business. Business accounts can create API keys, use the public API and webhooks, and connect the InvoiceTools Zapier app, which is listed in Zapier's public app directory. Free and Pro do not include API access.
Build an invoice freeHow Pay now worksRecurring invoicesSwitching from a paid appTerms